Just me
Rs 0forever
- Unlimited personal expenses on WhatsApp
- The Guru, opinions included
- Your own dashboard
Where did the
salary go?
HisaabFlow is the money app you text. Send "chai 200" on WhatsApp and the Guru logs it, tells you what is left until payday, and judges you a little.
Free on WhatsApp. Coming soon.
chai 200petrol 1,500biryani 850rent 18,000mobile load 300samosa 60bijli ka bill 4,200photocopy 120rickshaw 350hostel mess 9,000juice 250
Nobody robbed you.
An example month, straight from the app. Scroll to spend it. Tap any expense to open it.
It was 18 perfectly reasonable things.
Left to spend
Day 22
Rs 4,570
left from Rs 45,000 salary
Recent expenses
Tap one to open it.
Payday. Nothing spent yet.
Over 22 days a salary of Rs 45,000 became Rs 4,570, across 18 ordinary expenses.
Just text it.
Log an expense the way you would text a friend. No forms. No categories to pick. If you can send a message, you can do your hisaab.
- One message.Say what it was and what it cost.
- One reply.It tells you exactly what it logged, so a mistake is obvious.
- Zero apps to open.Your own spending never needs one.
The Guru
Try it here
chai 200
Logged. Rs 200, Food. That is chai number four today. I am not judging. I am counting.
biryani 850
Logged. Rs 850, Food. You have Rs 4,570 left and 8 days to payday. That is about Rs 571 a day. The biryani knew.
A demo. Nothing you type is saved, and it cannot see your money.
Know what is left.
Before payday. After the bills. One number, and what a day can cost if you want to make it.
- Left to spend.What is actually there, not what the bank app implies.
- This week, day by day.The day that took the money is the one with the stripes.
- Daily limit.What a day can cost between now and payday.
- The Guru's read.You are spending faster than the month is going. Slow down to about Rs 571 a day.
Split it with the flat.
It keeps the tab. You keep the friends.
A Room is a shared space for a flat, a hostel room, a trip or an office lunch. Add what you paid, tag who was in, and everyone sees who owes whom.
- Tag who was in.Three of you ate, five of you live there. It splits it right.
- Paid half? It remembers the other half.Part-payments stay on the books until they are done.
- Odd rupees are handled.Splits always add up to the rupee. Nobody argues about a five.
- Members join free.One person makes the Room. Everyone else just joins.
In a Room the Guru does not roast anyone. In front of your friends it is a perfect gentleman.
Meet the Guru. It lives in your chat, reads every expense, and has opinions.
It listens.
Go on. What did it cost?
It judges.
Food is 38% above your usual. Three biryanis in two days is a lifestyle, not a meal.
It worries.
At this pace the money runs out on the 24th. Payday is the 1st. Bring it down to Rs 700 a day and you make it.
It celebrates.
All square. Nobody owes anybody. Frame this moment.
Example lines. The figures in them are illustrations, not yours.
It roasts the spending. Never the person.
Money moves all day. A chai here, a ride there, rent on the first. Hisaab used to mean stopping everything to count. We think the counting should move with the money. That is the flow.
Things you have definitely said.
We built this for all seven of you.
Bhai, kal pakka de dunga.
Kis ne kitna diya tha?
Salary came. Salary left. We never spoke.
Main next time de dunga.
It was just one chai.
Calculator nikalo, yaar.
I will start tracking from the first.
Free to log. The Room price is a secret.
Logging your own spending is free and stays free. A Room is paid: one price, from the one person who starts it. How much is the one thing we are keeping until launch day.
Paid. Price at launch
A Room
Rs hidden until launchnice try
We know the number. The Guru knows the number. You find out on launch day.
- Members never pay. Only the person who creates the Room does.
- Splits, part-payments and settle-up
- Chat, dashboard, ledger and events
We keep count. We do not keep your money.
- No bank login.HisaabFlow never asks for one and never moves money. You pay each other the way you already do.
- Your salary is yours.A Room sees what was added to that Room. It never sees your personal spending or what you earn.
- Maths by code, not by AI.The AI only reads your message. Every total, split and balance is calculated by ordinary code.
- Your data is yours alone.Nobody else can open your account's entries, including other people in your Rooms.
Fair questions.
Is it really free?
Logging your own spending on WhatsApp is free forever. A Room is paid for by whoever creates it, and everyone they invite joins free. We will announce the price at launch.
Do I need to install an app?
Not for your own spending. That is just WhatsApp. Rooms live in the HisaabFlow app, because splitting a bill needs a screen.
What can I text it?
Plain words. "chai 200". "petrol 1500". "groceries 3,450". It works out the rest and replies with what it logged.
What if it gets one wrong?
Its reply says exactly what it logged, so you will see it. Edit or delete any entry in the app.
Do you connect to my bank?
No. HisaabFlow never asks for a bank login and never moves money. It keeps count. You pay each other the way you already do.
Who can see my spending?
Only you. In a Room, people see what was added to that Room and who owes whom. They never see your personal expenses or your salary.
Will the Guru roast me in front of my friends?
No. In a Room it is polite and sticks to the numbers. The roasting is strictly between you and it.
Is the maths done by AI?
No. The AI only reads your message. Every total, split and balance is worked out by ordinary code, and it always adds up to the rupee.
What happens when a Room's paid time runs out?
It is switched off and you are emailed a summary. Nothing is deleted. Renew it to carry on.
Which currency?
Pakistani rupees at launch.
Get your hisaab in flow.
Free on WhatsApp. It takes one message. Coming soon.